Train Now.
Pay Later.

As Low As 0% APR For 12 Months*

How It Works

Buying With Affirm Is Simple

Fill Your Cart

Add the item you would like to purchase to your shopping cart.

Choose How You Pay

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Pay Over Time

Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.

*Rates from 0–36% APR. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score?

No—checking your eligibility won't affect your credit score.

Can I return an item I bought with Affirm?

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.